- By accessing this website and any of its pages you are agreeing to the terms set out below and by continuing to use this website following the posting of any changes to these terms will signify your consent to the changes made.
- Products and services referred to in this website are offered only in jurisdictions where and when they may be lawfully offered by Industrial Bank Co., Ltd. Hong Kong Branch (the "Bank"). The material on these pages are not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Anyone accessing these pages are required to inform themselves about and observe any relevant laws, regulations and restrictions.
- The website and the pages within should not be regarded as an offer or solicitation to sell investments or make deposits in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction.
- The information contained in the website and the pages within are not intended to provide professional advice and should not be relied upon in that regard. Anyone accessing these pages are advised to obtain appropriate professional advice where necessary.
- Any information, products or services supplied in this website and the pages within may be withdrawn or amended at any time without advance notice at the discretion of the Bank. The eligibility of clients for particular information, products or services is subject to the final and absolute discretion of the Bank.
- It is your sole responsibility to prevent, safeguard and ensure that no computer virus enters your system and this website.Use of Application Forms
- It is your responsibility to ensure that you have read any application form retrieved from the website carefully before it is printed, completed, and/or used. Where there is a discrepancy between the form as it is shown on the screen (the "Visual Form") and the form as printed on paper (the "Printed Form"), the Visual Form shall apply. On your completion and signing of the Printed Form, you will be deemed to have read and understood the contents of the Visual Form and have agreed to all the provisions contained in the Visual Form. You will be deemed to have agreed and to have undertaken to not raise any objections in relation to any discrepancy between the Visual Form and the Printed Form.Use of Hyperlinks
- Use of hyperlinks to other internet sites or resources are at your own risk. The contents, accuracy, opinion expressed, and other links provided at these sites are not investigated, verified, monitored, or endorsed by the Bank. The Bank expressly disclaims any responsibility for the accuracy, contents, availability or omission of information found on sites that link to or from this site. You are solely responsible for making all enquiries and investigation before proceeding with any online or offline access or transaction with any of these third parties. The Bank emphasizes that all activities conducted by users via or at this website are at their own risk. The Bank does not warrant the security of any information users may forward or be requested to provide to any third parties. You are deemed to have irrevocably waived any claims against the Bank for any loss or damage suffered as a result of any access to or interaction with any other websites via this site.Communications over the Internet
- Messages sent over the Internet cannot be guaranteed to be completely secure. The Bank will not be responsible for any damage incurred by you as a result of any delay, loss, diversion, alteration or corruption of any message either sent to or received from the Bank at your request over the Internet. The Bank is not responsible in any manner for direct, indirect, special or consequential damage arising out of the use of this website. Communication over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.Security
- The Bank maintains strict security standards and procedures to prevent unauthorised access to information about you. The Bank will never contact you by email or otherwise and ask you to validate personal information such as user ID, account number or password information. You are advised to follow any security advice or notices which the Bank will release from time to time. Disclaimer
- While every care has been taken in preparing the information and materials contained in this site, such information and materials are provided to you "as is" without warranty or representation of any kind, express or implied. In particular, no warranty or representation regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus, Trojan horses, worms, software bombs or similar items is given in conjunction with such information and materials.Intellectual Property
- The Bank and other parties own the trade marks, logos and service marks displayed on this website and the pages within, and you are prohibited from using them without prior written permission of the Bank or such other parties. All contents on this website and the pages within, including but not limited to the text, graphics, links and sounds, are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, reused, reposted, reverse engineered, decompiled, used for creating derivative works or used in any other way for commercial or public purposes without the Bank's or the other party's prior written consent.Cookies
- The website uses cookies in order to collect and provide the Bank with general information on the number of visitors that visit the website and the general usage patterns of the visitors, as well as information relating to your personal usage patterns. Cookies are essentially bits of information automatically stored on your web browser on the device used to access the website, and can be retrieved by the website. Cookies are useful as they allow the Bank to recognise the device used to access the website and store information about you and your usage patterns. The Bank will use this information to tailor the content of the website to suit your interests and, where permitted by your marketing preferences, provide you with promotional materials or direct marketing based on your usage patterns. As such, the Bank will be able to access the information stored on the cookies and record how you use the website – please note that most browsers will accept cookies by default.
- Cookies will collect anonymous visitor data, including your personalised settings information (such as language preferences), and aggregate research data on number of visitors, behaviour and usage patterns. Cookies will contain no personal data (including your name or address information, and any information that will enable anyone to contact you via telephone, e-mail or any other means). No personal data is stored in cookies unless it is expressly stated otherwise, brought to your notice and agreed by you in advance.
- You may set your browser to disable cookies. However, disabling cookies will mean that you will be unable to take full advantage of the website, including accessing any internet banking services. You acknowledge that, by accepting cookies, you will have acknowledged that your information is being collected, stored, accessed and used as outlined above.
- The Bank may also work with third parties which use applications (including but not limited to cloud computing) to research certain usage and activities on parts of the website on the Bank's behalf. These third parties may use technologies such as tracking tags and "cookies", etc. to conduct such research. These third parties collect information similar to the Bank's cookies to collect further information about website users, especially to collect aggregate user data, such as number of visitors to the website, usage patterns, etc., and will be used for more accurate reporting and to improve the effectiveness of the Bank's marketing. Information recorded through the use of these applications are aggregated, and no personally identifiable information about you is collected or shared by these third parties with the Bank as a result of such research. As with our cookies, no customer personal data is stored by the third parties through their technologies. You may choose to disable the third parties' tools and technologies through changing the setting on your browser.Personal Data and Privacy
- Any personal data which we may collect from your use of the website and the pages within will be handled strictly according to our Bank's Privacy Policy Statementand ourPersonal Information Collection Statement.Language
- If there is any inconsistency between the English version and the Chinese version of this Notice and Terms of Use of Website, the English version shall prevail.